Fixed Rates Home loan

Manage on your own against rising cost of living and you can ascending rates which have a fixed speed financial you to definitely enables you to secure your interest and monthly obligations* to the life of the mortgage. In addition to, get the satisfaction and private service that come with credit from a financial one services most of the financial internal.

• Designed for loan number around $999,one hundred thousand. Contact us for costs and you will terms having degrees of $step one,100000,100 and over.
• One-friends belongings and you may condominiums have to be holder-occupied so you can qualify for money out of $five hundred,one hundred thousand and you will a lot more than.
• Co-ops should be holder-occupied no matter amount borrowed (doing $999,999).
• Up to 75% loan-to-worth ratio to have commands, 70% for refinances
• $550 non-refundable application fee into the loans getting investment properties
• Zero penalty for further dominating repayments otherwise early financing payoffs

Rates for loan amounts of $1,one hundred thousand, and you may significantly more than could well be influenced by the financial institution. Financing more than $five hundred, for the step one household members home & condominiums have to be manager occupied. As much as 75% loan in order to really worth to have instructions, 70% mortgage so you’re able to well worth getting refinances.

Very first time Homebuyers System can be found to buy off proprietor filled 1 friends homes, condos & co-ops having maximum Price of $750,100000,00, and you may 2 relatives with restriction Cost of $999, just. Might receive .25% disregard for the Interest. Deposit of 5% to 19% will require PMI (Private Mortgage Insurance policies).

$ Non-refundable software percentage is needed towards the investment qualities. Terms and you will costs try at the mercy of change without warning. Rates was to possess informational aim only and they are maybe not binding until a formal relationship has been approved. Maspeth Federal Coupons are the same Housing additional reading & Equal Options Bank.

If you have perhaps not had any properties over the last about three ages, you are entitled to the Very first time Homebuyers System with once the little once the 5%* downpayment. Most of the Very first time Homebuyers meet the requirements getting a fixed rate home mortgage with the holder-filled one- as well as 2-household members house otherwise condos having an effective .25% write off towards interest.

Very first time Homebuyer System

Optimize new thrill and minimize the stress of purchasing the first domestic. Our team could be around each step of one’s answer to help you browse the method and also make wise behavior.

• Accessible to prospective consumers that perhaps not had people features in the the very last three years
• Applies just to repaired rate mortgages into the holder-filled you to definitely- or several-relatives homes, condos and you can co-ops
• Restriction purchase price from:o $750,one hundred thousand to have unmarried-family house, condominiums and you may co-opso $999,one hundred thousand for two-nearest and dearest homes

Traditional Fixed Speed

Costs to possess financing amounts of $1,000, and you may over might possibly be influenced by the financial institution. Loans more $500, with the 1 friends homes & condos should be owner filled. Around 75% financing to help you worth to own commands, 70% loan in order to value to own refinances.

Very first time Homebuyers System is obtainable to buy off manager occupied step one family unit members residential property, condos & co-ops having restrict Price from $750,000,00, and you will dos family relations having restriction Cost of $999, only. Might located .25% write off to the Interest. Deposit of 5% to help you 19% requires PMI (Individual Financial Insurance coverage).

$ Non-refundable software payment will become necessary toward investment services. Words and pricing is at the mercy of transform without warning. Cost try for informative objectives only and are also maybe not joining up until a proper relationship might have been issued. Maspeth Federal Discounts is an equal Housing & Equivalent Options Lender.

For those who have perhaps not owned any functions in the last around three age, you are qualified to receive our First-time Homebuyers Program which have as the little as 5%* advance payment. All First-time Homebuyers are eligible having a fixed rates home mortgage with the holder-filled that- as well as 2-relatives home or condos which have a good .25% discount to the rate of interest.