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- If you don’t, contact the casino’s support team and ask them to explain any confusing parts.
- HSBC has cut selected fixed rates across a broad range of its residential and buy-to-let home loans from today as experts predict a growing price war could push mortgage rates lower.
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Interest paid on new borrowing rose by 26 basis points to 3.35percent, while rates on existing mortgages increased by 9 basis points to 2.38percent. Nationwide Building Society, TSB and Virgin Money have all announced plans to cut mortgage rates in what will be welcome news for borrowers. In turn, they could be forced into reducing any savings provision they are already making whether in the form of cash deposits, individual savings account, or pension.
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It is offering a two-year fee-free fixed rate at 6.19percent (60percent LTV) and a five-year fee-free fix at 6.39percent (95percent LTV) – both deals are available for new borrowers purchasing property. A two-year remortgage fixed rate is available at 6.54percent (90percent LTV) with no fee. The bank has also cut fixed rates on product transfer deals available to existing customers looking for a new mortgage.
Skipton building society launched its Track Record mortgage to help first-time buyers last year. The 100percent mortgage is available for first-time buyers who don’t have a cash deposit saved but who have been renting and can demonstrate a 12-month track record of rental payments. The five-year fixed rate loan, available to first-time buyers, has a 5.99percent interest rate with no product fee. TSB’s five-year fixed remortgage rates start from 4.39percent (60percent LTV) with a 995 fee or from 4.59percent with no fee. NatWest has increased its two and five-year fixed-rate product switcher deals by up to 0.1 percentage points. The new rates, effective tomorrow, will start from 4.99percent over two years with a 495 fee, or from 4.49percent over five-years with a 995 fee (both deals are at 60percent LTV).
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The Mortgage Works, the buy-to-let arm of Nationwide building society, has cut selected fixed rates by up to to 0.3 percentage points. The reductions apply to limited company buy-to-let mortgages and lending for houses in multiple occupation . The lender’s two-year fixed rate at 75percent LTV in this market sector, for purchase and remortgage, is now at 5.19percent with a 3percent fee.